Undergraduate Student Loans
Competitive rates, award-winning service, and educational resources to help you start your college experience on the right foot.Check Eligibility
A Smarter Student Loan
- No pre-payment penalties
- Payment postponement available
- Deferment options
- 5, 10 and 15 year terms
* Rates assume autopay discount
You deserve a better student loan.
We're on a mission to make student loans more affordable, more transparent, and easier to manage. We provide resources and support every step of the way, and take pride in being a partner on your educational journey. And the best part? With CommonBond, you'll always receive a competitive rate. No double-digit interest rates here.
The lowest starting interest rate- which can result in a lower total cost in the long run.
A variable rate can go up or down as the market changes, so your monthly payments may vary.
Rates from 3.74-9.70% APR
5, 10 or 15 years
A low interest rate that’s locked in for the life of your loan – so your monthly payments never change.
A fixed rate may result in a higher total cost, but you’ll rely on predictable monthly payments.
Rates from 5.30-9.82% APR
5, 10 or 15 years
CommonBond is more than just a lender. We’re a leader.
We’ve funded over a billion dollars, and changed the face of student lending.
Personalized Competitive Rates
We use data and technology to get to know you, so we can tailor a competitive interest rate specifically for your financial situation.
We provide resources, information, and options (like less long-term debt!) to help you understand the impact of your choices – so you can make the right decisions.
With our easy online application, you can apply in minutes. There are no pre-payment penalties and no hassles. No kidding.
Our CommonBridge program lets you temporarily postpone payments if you run into financial difficulties. We’ve got your back, while you get your finances back in order.
Our award-winning Care Team is available by phone, email, and live chat to answer any questions you have. Breathe easy – our experts know what you’re going through!
Your loan makes a difference. For every loan we fund, we also fund the education of a child in need. We're the first – and only – lender to make that promise.
Who can apply for a CommonBond loan?
Do my parents need to be cosigners on my application?
What is cosigner release and when can I apply?
Are there any fees or penalties?
While origination fees are important, you should also be comparing APRs. APR stands for Annual Percentage Rate and it’s the interest rate, inclusive of origination fees, that you’ll pay on your student loan. The APR is the all-inclusive number that matters most.
Are there any protections offered?