Calculated payments and savings are only estimates. This calculator assumes that the interest rate remains constant throughout the life of the loan and that the loan will be repaid in equal monthly installments. This calculator also assumes that you will pay continuously throughout the repayment period with no breaks for deferment or forbearance. We cannot guarantee the accuracy or completeness of the information or the calculator's applicability to your circumstances.

Using the free student loan refinancing calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply.