1-800-975-7812

Refinance your Parent PLUS loan and save thousands

Rates starting at 2.32% APR (with autopay) help you enjoy serious savings.

A PARENT'S JOB NEVER ENDS. BUT THEIR LOAN SHOULD.

Get a lower rate to pay off your loans faster.

Variable Rates4

Rates from 2.32% APR to 6.18% APR (with autopay)

Fixed Rates4

Rates from 3.37% APR to 7.74% APR (with autopay)

Hybrid Rates4

Rates from 3.85% APR to 6.29% APR (with autopay)

To transfer your Parent PLUS loan to your child, please ask your child to visit our site and start our application. Your child should select "I Graduated and Want to Refinance" and should have the loan information and documents that pertain to your Parent PLUS loan handy.

  • Zero. Zip. Zilch. Nada.

    No Hidden Fees


    No application fees. No origination fees. No prepayment penalties.

  • Want to pay early or extra? No problem.

    NO PREPAYMENT PENALTY


    Prepay your loan or pay more than the minimum with no penalty.

  • Hand off a better rate.

    TRANSFERRABLE LOANS


    CommonBond allows you to transfer your loan to your child.

  • Our security's tight - so your sleep can be, too.

    SAFE & SECURE


    SSL encryption ensures the safety and confidentiality of your information.

  • No red tape. No runaround.

    FAST & EASY


    Get a low rate in minutes with our simple application.

  • We love phone calls. 1-800-975-7812

    CUSTOMER CARE


    Our friendly experts will answer your questions, and walk you through every step.

WHEN WE SAY EASY, WE MEAN IT

Just 4 steps to a better loan.

  • Tell Us
    About Yourself

    Fill out our easy application.

  • Get
    Your Rate

    Find out how much you'll save in minutes.

  • Upload
    Documents

    Upload files, photos, or screenshots to confirm your identity and loan information.

  • Save
    Money

    Members save $15,114 on average. Cha-ching!6


REAL PEOPLE, REAL EXPERTS, REAL CARE

Customer care is at the heart of CommonBond. We're here for you whenever you need us.

CommonBond Care Team

Frequently asked questions >