Lower the cost of your student loan debt

Rates as low as 1.92% APR (with auto pay)4

See My Rate

Takes 2 minutes and no effect on your credit!

Tom '13,
CommonBond Borrower

Save money, save time

Your time is your money. We want to save you both.

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    Low Rates

    Variable and fixed rates starting at 1.92% APR and 3.74% APR (with auto pay) 4

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    Simple Application

    Apply online in as little as 7 minutes

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    Borrower Protection

    Forbearance and payment relief in hard times

  • Padlock
    Safe and Secure

    We provide SSL encryption to ensure your information is safe and secure

First class customer service

We know this may be overwhelming, so we'll help you every step of the way. Call or email the Care Team with any questions, any time.

“The personal approach made the process quick and easy.”
Mariana — Mariana '13,CommonBond borrower
The Care Team - Alison, James, Ruby, Julianna, Robb

Refinance your loans or borrow money for school

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    Low fixed and variable rates

  • No Penalty

    No penalty for prepayment

  • Money Bag

    Refinance up to $220,000

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    Forbearance and deferral options

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    Choose the loan term that is right for you

  • More Cash

    Borrow up to your school’s cost of attendance

CommonBond isn't just our name - it's in our DNA.

We started as a way for University of Pennsylvania alumni to lend to University of Pennsylvania students. We've expanded to dozens of schools and degrees, but our core belief remains: finance should be a community, not a commodity.

Our community of future leaders and accomplished professionals is always there to help you achieve success beyond your loan.

common bond /ˈkämən bänd/ noun

The bond of social connection that serves as collateral in financial systems

See your savings in 2 minutes.

See My Rate